Temenos, a Swiss banking technology giant, has made a strategic move by acquiring additiv, a Swiss fintech company specializing in AI-driven orchestration for wealth management. This acquisition is a significant step in Temenos' journey to strengthen its Wealth proposition and accelerate AI-driven orchestration, solidifying its position as a leader in the banking technology space. The deal, announced on June 8th, 2026, marks a pivotal moment in the industry, showcasing the power of AI and orchestration in transforming financial services.
A Strategic Acquisition
Temenos, renowned for its extensive global client base in the Wealth space, has identified the need to enhance its offerings with native mass-affluent capabilities. By acquiring additiv, Temenos gains a powerful tool to rapidly design and launch wealth propositions, improve advisor productivity, and deliver consistent, compliant client experiences at scale. The acquisition is a strategic move to strengthen its Wealth franchise and expand AI-enabled experience and orchestration capabilities, amplifying the value of its trusted core banking platform.
Enhancing Wealth Management
additiv's technology empowers banks and wealth managers to streamline the customer journey, offering a fast and low-risk implementation model. With a proven track record of success, additiv has achieved an impressive NPS of +90 and NRR of 138%, showcasing its ability to accelerate time-to-market and drive double-digit ARR growth. This acquisition will enable Temenos to expand its client footprint within investment services, catering to Retail and Universal banks in both developed and emerging markets.
Orchestration Across Complex Journeys
The integration of additiv's AI-powered orchestration capabilities into Temenos' platform will revolutionize the experience layer. By connecting customer interactions, processes, data, and applications, Temenos can support more complex onboarding and origination workflows. This expansion of capabilities will broaden the application of Temenos' solutions across high-value banking customer journeys, solidifying its position as a leader in delivering scalable, flexible, and customer-centric banking experiences.
A Foundation for AI-Driven Orchestrations
additiv's deep domain context and orchestration capabilities will enable financial institutions to automate processes using AI agents, ensuring the right controls and governance. This automation will lead to increased operational scale, reduced cost to serve, and improved customer experience. By leveraging additiv's technology, Temenos can further enhance its core banking platform, serving as the key banking intelligence and execution layer.
Continuity and Future Growth
The acquisition ensures continuity for clients and partners, as additiv will retain its name and brand, continuing to support its existing clients. Over time, the combined strengths of additiv and Temenos will enable financial institutions to accelerate innovation, enhance client experiences, and deliver regulated financial services at a greater scale. This strategic move positions Temenos for continued growth and success in the rapidly evolving banking technology landscape.
Transaction Details
The acquisition is a strategic investment, with Temenos acquiring 100% of additiv. The consideration is split equally between cash and equity, with the transaction expected to be completed in early Q3-26. The founder-led team will continue to run the business post-closing, ensuring a smooth transition. The deal is expected to be marginally accretive to Temenos' FY-26 ARR and non-IFRS subscription and SaaS guidance, with no impact on FY-26 EBIT, EPS, or FCF guidance.
Looking Ahead
As Temenos continues to innovate and expand its capabilities, the acquisition of additiv represents a significant milestone. By combining additiv's AI-driven orchestration with Temenos' deep banking expertise, the company is poised to deliver exceptional wealth management solutions. This strategic move underscores Temenos' commitment to creating a world where people can live their best financial lives, marking a new era of innovation and growth in the banking technology industry.
